Where Credit Restoration Meets Financial Education.
The Academy Built for Those Ready to Elevate Their Credit and Their Future.
Build Stronger Credit.
Unlock More Opportunities
Whether you're looking to improve your credit, prepare for major financial milestones, or create a stronger financial future, Credit Academy provides the strategy, support, and resources to help you succeed.
Whether you're looking to improve your credit, prepare for major financial milestones, or create a stronger financial future, Credit Academy provides the strategy, support, and resources to help you succeed.
Choose Your Goal
Repair My Credit
Remove inaccurate negative items
Improve credit profile
Build financial confidence
Join The Mentorship
Learn credit strategies
Build an additional income stream
Access coaching and support
Credit Academy By The Numbers
200+ Clients Served
Thousands of Negative Items Challenged
Hundreds of Credit Consultations Completed
Nationwide Support
Funding Readiness Guidance
What We Help Challenge
Collections
Charge-Offs
Late Payments
Repossessions
Hard Inquiries
Duplicate Accounts
What Better Credit Can Lead To
Homeownership
Vehicle Financing
Better Interest Rates
More Financial Opportunities
Greater Purchasing Power
Increased Financial Confidence
The Process
Getting Started Is Easy
Follow these simple steps to begin your credit restoration journey with Credit Academy.
01
Purchase Your Plan
Choose the package that best fits your goal and secure your spot today.
Gold Foundation Program
$175 / one-time
- Full Credit Report Review
- Credit Audit & Strategy Session
- Removal Efforts for Negative Items
- 2 Rounds of Bureau Challenges
- Ongoing Progress Updates
- Personalized Credit-Building Recommendations
- Client Support Throughout the Process
Platinum Wealth Builder Program
$350 / one-time
- Everything Included in the Diamond Plan
- Removal Efforts for Negative Items
- 3 Rounds of Bureau Challenges
- 1 Tradeline Included*
- Priority Processing & Support
- Enhanced Credit-Building Strategy
- Funding & Approval Readiness Guidance
02
Activate MyFreeScore Now
Choose the option that works best for you and activate your MyFreeScore Now account so we can access your credit profile.
Monthly Plan
$39.90 / month
- 3-Bureau Credit Monitoring
- Credit Score Tracking
- Credit Alerts & Notifications
- Identity Monitoring Features
- Ongoing Access to Credit Reports
7-Day Free Trial
$29.90 / first 7 days
- Full Access During Trial Period
- 3-Bureau Credit Monitoring
- Credit Score Tracking
- Identity Monitoring Features
- Cancel Anytime During Trial
03
Complete Your Onboarding & Submit Documents
Complete your client setup and upload the required documents to verify your identity.
Required Verification Documents
To complete your enrollment and verify your identity, please provide:
Photo Identification
A valid government-issued ID.
Social Security Verification
Social Security Card or approved SSN documentation.
Proof of Residence
A document showing your current address dated within the last 30 days.
Accepted Documents Include:
04
Our Team Gets To Work
Once your file is complete, our team reviews your profile and begins your customized credit strategy.
Choose Your Pricing Plan
Gold Foundation Program
$175
Normal Price: $400
Best for: Individuals looking for professional credit restoration at an affordable investment.
What’s Included:
Full Credit Report Review
Credit Audit & Strategy Session
Removal Efforts for Negative Items
2 Rounds of Bureau Challenges
Ongoing Progress Updates
Personalized Credit-Building Recommendations
Client Support Throughout the Process
Best For: Individuals looking for professional credit restoration at an affordable investment.
Investment: $175
Platinum Wealth Builder Program
$350
Normal Price: $1200
Best For: Clients seeking a more comprehensive credit strategy, enhanced support, and additional tools to strengthen their financial profile.
What’s Included:
Work your profile until it's where it needs to be.
Everything Included in the Diamond Plan
Removal Efforts for Negative Items
3 Rounds of Bureau Challenges
1 Tradeline Included*
Priority Processing & Support
Enhanced Credit-Building Strategy
Funding & Approval Readiness Guidance
Best For: Clients who want a more comprehensive credit restoration experience and additional credit-building tools.
Investment: $350
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FREE 15-MINUTE CONSULTATION CALLS
Consultations are completely optional—many of our clients join without ever booking a call because our results and reviews speak for themselves.But if you’d like answers before getting started, we’ve made it easier than ever to connect with our team!
Questions about repairing your credit?
Curious about our mentorship opportunities?
Want to learn how we’ve already transformed thousands of lives?
This is your chance to get clarity, confidence, and direction—in just 15 minutes with our expert team.
—No charge, no excuses.
Ready to Turn Credit Knowledge
Into a Six- or Seven-Figure Opportunity?
Meet Omyah Floyd
I’m Omyah Floyd, entrepreneur, credit strategist, and founder of Credit Academy. My mission is to help individuals improve their credit, strengthen their financial foundation, and position themselves for greater opportunities.
Through education, strategy, and personalized support, I help clients work toward their goals with confidence and clarity.
Let’s build a stronger financial future together
CLIENT SUCCESS STORIES
The Credit Academy Difference
Why Credit Academy?
TAKE CONTROL OF YOUR CREDIT TODAY!
Join the academy helping clients improve their credit, unlock opportunities, and build stronger financial futures
Ready To Take Control Of Your Credit?
Join the academy helping clients improve their credit, unlock opportunities, and build stronger financial futures
Frequently Asked Questions
How long does credit restoration take?
Every credit profile is different, so results vary. Some clients may begin seeing progress within the
first few months, while others require additional time depending on the complexity of their credit
report.
What items can be challenged?
Potentially inaccurate, outdated, unverifiable, or incomplete items may be challenged, including
collections, charge-offs, late payments, repossessions, foreclosures, bankruptcies, and inquiries
when appropriate.
Do you guarantee results?
No. Specific outcomes or score increases cannot be guaranteed. We provide professional
guidance, strategic support, and a customized approach for each client.
How do tradelines work?
Tradelines are established credit accounts that may be added through authorized user
relationships. Results vary based on the overall credit profile.
Do you offer payment plans?
Yes. Flexible payment options may be available depending on the selected program. Contact our
team for current options.
What happens after I enroll?
After enrollment, you will complete onboarding, submit verification documents, activate credit
monitoring if required, and our team will begin developing your personalized strategy.